Open a U.S. Bank Account Remotely — With Real Banks, Not Fintechs

Open a U.S. Bank Account Remotely — With Real Banks, Not Fintechs

At Interstellar, we help international clients open U.S. bank accounts remotely — not with digital-only banks or payment platforms, but with top-tier American institutions like Chase, Bank of America, HSBC, Wells Fargo, and Citibank.

Whether you’re an entrepreneur expanding globally or a private client seeking a trusted U.S. banking relationship, we ensure you get access to real banking infrastructure, with in-branch service, global recognition, and compliance-ready documentation.

Why Choose Interstellar?

  • Real U.S. Banks — We work directly with major American banks, not online fintechs.
  • Remote Setup — Open your account without setting foot in the U.S.
  • Personal & Business Accounts — We support both individual and corporate needs.
  • Global Compliance — All documentation aligned with U.S. KYC/AML regulations.
  • Tailored Structures — Combine your account with LLC or C-Corp formation for optimized results.

Don’t Settle for a Virtual IBAN

Many companies offer “U.S. accounts” that are little more than e-wallets with virtual IBANs. With Interstellar, you get a true U.S. bank account with SWIFT access, domestic wires, debit cards, and global trust.


Start your U.S. banking journey with Interstellar — where legacy banking meets global freedom.


🏦 U.S. Personal & Business Bank Accounts — Tailored to Your Needs

At Interstellar, we specialize in setting up both personal and business bank accounts in the U.S., each designed to serve different financial goals with full banking functionality and global access.

👤 Personal Bank Accounts (Individual Accounts)

Ideal for foreign individuals, digital nomads, investors, and expats seeking a secure financial base in the U.S.

Features include:

  • Full U.S. checking account (with routing & account number)
  • International wire transfers (SWIFT enabled)
  • Debit card (Visa or Mastercard)
  • Optional online bill payments
  • Checkbook (upon request)
  • Secure online and mobile banking access
  • Accounts in your personal name, fully compliant with FATCA and U.S. KYC

Perfect for holding USD, receiving global payments, investing in the U.S., or managing personal expenses internationally.


🏢 Business Bank Accounts (LLC or Corporation)

Designed for foreign-owned companies looking to operate or transact in U.S. dollars with full legitimacy and functionality.

Features include:

  • Corporate checking account under the LLC or Corporation name
  • Business debit cards for owners or employees
  • Incoming/outgoing wire transfers (domestic & international)
  • ACH payments, bill pay, and recurring transfers
  • Merchant account integration (Stripe, PayPal, etc.)
  • Check issuance and remote deposit capability
  • 24/7 online access and accounting software compatibility

Ideal for e-commerce, consulting, SaaS, real estate investment, or any global business using a U.S. legal entity.

🧭 Which U.S. Bank Account Is Right for You?

👤 Personal Account

  • ✔️ Under your personal name
  • ✔️ U.S. checking account with routing number
  • ✔️ Debit card (Visa or Mastercard)
  • ✔️ Online & mobile banking access
  • ✔️ Optional checkbook
  • ✔️ Ideal for digital nomads, expats, investors
  • ✔️ Compliant with FATCA & global regulations

🏢 Business Account

  • ✔️ Under a U.S. LLC or Corporation
  • ✔️ Domestic & international wires (ACH + SWIFT)
  • ✔️ Corporate debit cards
  • ✔️ Compatible with Stripe, PayPal, Amazon, etc.
  • ✔️ Check issuance & merchant account support
  • ✔️ Suitable for e-commerce, SaaS, consultants, real estate
  • ✔️ Includes EIN, Articles, Operating Agreement

 


💼 How the U.S. Bank Account Opening Process Works

At Interstellar, we provide a streamlined, high-trust pathway to open your U.S. bank account — whether you already own a U.S. company or need one incorporated as part of the process.

Step 1: Documentation Review

If you already have a U.S. entity, we begin with a thorough review of your company’s formation documents.
If not, we incorporate your LLC or C-Corp, obtain your EIN (Employer Identification Number) from the IRS, and prepare all documentation required by U.S. banking compliance standards.

Step 2: Business Purpose & Consultation

You share your business model, the nature of your transactions, and how you plan to use the account.
We assess feasibility, compliance alignment, and define the best bank for your goals.

Step 3: Form Submission & Due Diligence

Once our consulting fee is paid, we send you the official bank forms to complete.
You return the scanned and signed documents, and we conduct a full due diligence review in line with U.S. KYC/AML regulations.

Step 4: Qualified Intermediary Certification

As a qualified intermediary, Interstellar issues a formal recommendation to the bank, vouching for your legitimacy and ensuring all paperwork is accurate and compliant.
Our process results in a very high approval rate, even for international clients.

Step 5: Finalization at the Bank

After bank approval, your initial deposit is sent via certified check issued by our trusted partner (CKSA).
One of our banking officers will personally visit the branch, representing you with notarized documents and corporate seals.

Step 6: Account Activation & Access

Once the account is opened, you’ll receive:

  • Your debit card
  • Checkbook
  • Online banking credentials
    All shipped securely to your verified address, anywhere in the world.

💬 Ready to Open Your U.S. Bank Account?

Our expert team will handle everything — from compliance to final bank approval.

  • Personal Account: $2,000
  • Business Account (with U.S. entity): $4,000